Terms and conditions

Notice.
All notices to www.m.multicoms.com.ng must be made in writing and mailed to the address located here

Termination.
You agree that MCareer may, under certain circumstances and without prior notice, immediately terminate your access to the Website or Service. Cause for such termination may include, but not be limited to: (i) breaches or violations of the Terms of Service or other incorporated agreements or the Privacy Policy; (ii) requests by law enforcement or other government agencies; (iii) discontinuance or material modification to the Service (or any part thereof); and (iv) unexpected technical or security issues or problems. You agree that all terminations will be made in MCareer sole discretion and that MCareer will not be liable to you or any third party for any termination or access to the Website or Service.

Please read this Terms of Service Agreement carefully. m.multicoms.com.ng (“MCareer,” “our,” “us”) provides the Services, which are defined below, to you subject to the following Terms of Service, which may be updated by us from time to time without notice to you. By accessing, browsing or using the websites (collectively, the “Website(s)” or “Site(s)”) owned and operated by MCareer and the Services provided through or in connection with the Websites, you accept and agree to be bound by the terms and conditions of the Terms of Service. Your continued use of the Services following any posted changes to the Terms of Service constitutes your acceptance of such changes.

YOU AGREE THAT BY USING THE SERVICE YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT.
You certify to MCareer that: (i) you are at least eighteen (18) years of age; (ii) you assume full responsibility for the use of the Service by any minors; (iii) you agree that all information you have submitted through the Service, online or otherwise, is accurate and complete, and that you have not knowingly submitted false information on or through the Website or Service; and, (iv) your use of the Service is subject to all applicable federal, state, and local laws and regulations.

Privacy Policy
MCareer respects your privacy and permits you to control the treatment of your personal information. Please click here to see MCareer Privacy Policy. Our Privacy Policy is expressly incorporated by reference into this Terms of Service Agreement. If you do not agree to be bound by these Terms of Service and the Privacy Policy, you may not use or access the Service.

Terms Applicable to All Products and Services
Our Service is an online marketplace where you can research and compare services in a number of different categories, including, but not limited to, home purchase loans, home equity loans, home refinance loans, dating, dieting, healthcare, auto insurance, and online educational programs (collectively, the “Service”). MCareer does not endorse or recommend the products or services of any particular Client (defined below) on any of its Websites or guarantee acceptance into any particular program. MCareer is not an agent of either you or any Client.

MCareer does not charge you a fee to research and compare services. Any compensation MCareer may receive is paid by the individual Client that provides such products and services.

You understand and agree that if you submit a request for a product or service offered through the Service, MCareer will share your personal information (such as your full name, address, e-mail address, social security number, telephone number, and any other information you provided or permitted us to obtain and disclose) with any Clients in our network, including but not limited to banks, correspondent lenders, mortgage bankers, brokers, dieting and healthcare providers, insurances agents, and online education program providers, (hereinafter referred to individually and/or collectively as “Client(s)”) to process and fulfill your request.

You understand that Clients are not employees or agents of MCareer, nor is MCareer an agent of the Clients. The terms of your relationship with any Client, including terms, conditions, warranties or representations associated with such dealings, are solely between you and such Client. Your rights under any contract you may enter into with any Client are governed by the terms of such contracts and by applicable federal, state and local laws, rules and regulations. Should you have a dispute with any Client, you must address such dispute with the Client directly. You agree not to hold MCareer liable for any loss or damage of any sort incurred as the result of any of your dealings with any Client.

MCareer does not guarantee that it will be able to match you with a Client or Clients through your use of this Service or that the Clients available through this Service are either capable of or willing to provide you with products or services. MCareer and our participating Clients expressly reserve the right to discontinue, suspend or terminate the offering of MCareer Service and participating Clients’ products or services at any time and without prior notice.

MCareer does not guarantee that the terms or rates for the products or services offered and made available by Clients are the best terms or lowest rates available in the market. A Client’s products or services may be subject to market conditions, approval and qualification. The terms and rates actually provided by Clients may be higher or lower depending on your individual financial profile, your location and other considerations. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a product or service. Clients may not offer all products or services and may not offer products or services in all states. You may not be matched with the Client making any specific offer.

By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you understand that you are agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry as to any product through our Service to each of the Clients to whom your request is transmitted. By submitting any request for products or services, you are extending an express invitation to be contacted by one or more Clients either by telephone, email, or postal mail based on the information you have provided to us, even if you have opted into any federal, state, or other applicable Do Not Call List. You understand that Clients may maintain the information you submitted through the Service whether you elect to use their services or not. In the event you no longer want to receive communications from a Client, you agree to notify the Client directly. You also give MCareer permission to send you periodic updates of current products or services which may be of interest to you.